California Independent Broker

Tech E&O Insurance California

Technology errors & omissions insurance for SaaS companies, software developers, IT consultants, AI firms, and tech startups across California — from multiple A-rated carriers, compared by an independent broker.

CA License #0G81238  ·  25+ Years Experience  ·  No Obligation

SaaS & Software Specialists
AI / ML Coverage Available
Cyber + Tech E&O Bundles
VC Contract Requirements
One Form · Multiple Quotes
Coverage Overview

What Technology E&O Insurance Covers

Technology E&O insurance covers claims alleging that your technology product or professional service caused financial harm to a client — from software bugs and SaaS outages to implementation errors and consulting mistakes. California tech companies face contract requirements, regulatory scrutiny, and sophisticated enterprise clients who know how to make claims.

PRIA accesses specialty tech E&O markets for California companies at every stage — from early-stage startups to established software firms — including carriers with specific coverage for AI/ML products, healthtech, fintech, and enterprise SaaS.

Software Defects & Bugs

Client financial losses from software errors, bugs, or product failures

SaaS Outages & Downtime

Business interruption claims from system unavailability or data loss

IT Consulting Errors

Mistakes in technology advisory, implementation, or integration work

Cyber + Tech E&O Bundle

Combined coverage for both your clients' losses and your own breach costs

AI & Machine Learning

Coverage for AI model errors, algorithm failures, and AI advisory services

Defense Costs Included

Legal fees, expert witnesses, and arbitration costs for tech claims

Who We Serve

Tech E&O for Every Type of California Tech Company

From pre-revenue startups to established software companies, PRIA finds the right Tech E&O coverage for your business model and risk profile.

SaaS Companies

Platform downtime, data loss, and feature defect coverage for subscription software businesses.

Software Developers

Custom development errors, scope disputes, and project failure claims.

IT Consultants & MSPs

Technology advisory errors, managed service failures, and network security incidents.

AI & ML Firms

Algorithm errors, model performance failures, and AI advisory service mistakes.

Healthtech & Fintech

Specialty coverage for regulated industries with heightened professional liability exposure.

Tech Startups

Early-stage coverage sized for your current revenue — scalable as you grow.

California Coverage

Technology E&O Insurance Across California

California is home to the largest concentration of technology companies in the world — from Silicon Valley startups to Los Angeles-based SaaS firms to San Diego healthtech companies. The risk environment is uniquely demanding: sophisticated enterprise clients, aggressive litigation culture, and regulatory complexity from CCPA, CPRA, and sector-specific rules.

PRIA Brokers serves tech companies throughout California, with deep familiarity in the Bay Area, Silicon Valley, and LA tech ecosystems. We understand what VC investors require, what enterprise contracts demand, and what carriers actually provide.

Silicon ValleySan FranciscoLos AngelesSan DiegoSan JoseOaklandIrvineSanta MonicaPasadenaSacramentoFresnoWalnut Creek
Common Questions

Frequently Asked Questions

Get Competitive Tech E&O Quotes Today

One form. Multiple A-rated carriers. Tech E&O + Cyber bundles available. PRIA does the shopping — you get the best rate.

CA License #0G81238 · Professional Resource Insurance Agency, LLC

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