Privacy Policy

When you request an insurance quote, contact us, or use our website, we may collect the following types of information:

• Personal Identification: Your name, business name, title, and professional license numbers where applicable.
• Contact Information: Email address, phone number, and mailing address.
• Business & Professional Details: Practice area, years in business, number of employees, prior claims history, and revenue figures — information necessary to obtain accurate insurance quotes.
• Usage Data: Browser type, pages visited, referring URLs, and IP address, collected automatically via standard web analytics tools.

We do not collect Social Security Numbers, financial account numbers, or payment card information directly through this website.

We use the information we collect to:

• Prepare and deliver insurance quotes from our carrier partners
• Contact you to follow up on your quote request or answer questions
• Process insurance applications and policy changes on your behalf
• Send policy-related notices, renewal reminders, and service updates
• Improve the content and functionality of our website
• Comply with applicable laws, regulations, and licensing requirements

We will not sell your personal information to third parties for their marketing purposes.

As an independent insurance broker, we share relevant information with insurance carriers and underwriters in order to obtain quotes and bind coverage on your behalf. This is the core function of our business and a necessary part of the insurance application process.

We may also share your information with:

• Insurance Carriers & Managing General Agents (MGAs): To obtain quotes, issue policies, and service claims. These include carriers such as Attorney Protective (a Berkshire Hathaway solution), Arch Insurance Group, Hanover Insurance Group, and others.
• Technology Service Providers: Third-party platforms that help us operate our website, manage data, and deliver communications (e.g., Convex, Resend). These providers are contractually bound to protect your data.
• Legal or Regulatory Authorities: Where required by law, court order, or government regulation.

Our website uses cookies and similar tracking technologies to understand how visitors use our site and to improve your experience. These include:

• Essential Cookies: Required for basic website functionality.
• Analytics Cookies: Help us understand traffic patterns, popular pages, and user behavior in aggregate (no personally identifiable information).

You can disable cookies in your browser settings, though some features of our website may not function properly as a result.

We take reasonable technical and organizational measures to protect your personal information from unauthorized access, disclosure, or destruction. Our website uses HTTPS encryption for all data transmission.

While we strive to protect your data, no method of internet transmission is 100% secure. We cannot guarantee absolute security, but we are committed to notifying affected individuals if a breach occurs that is likely to result in harm, as required by applicable law.

If you are a California resident, the California Consumer Privacy Act (CCPA) gives you specific rights regarding your personal information:

• Right to Know: You may request information about the categories and specific pieces of personal data we have collected about you.
• Right to Delete: You may request that we delete personal information we have collected, subject to certain exceptions (e.g., data needed to complete a transaction or comply with legal obligations).
• Right to Non-Discrimination: We will not discriminate against you for exercising your privacy rights.
• Right to Opt-Out of Sale: We do not sell personal information, so this right is not applicable.

To exercise these rights, contact us at dhamid@priabrokers.com or call (888) 998-7742. We will respond to verified requests within 45 days.

We retain personal information for as long as necessary to fulfill the purposes described in this policy, maintain your insurance coverage relationship, comply with legal obligations, and resolve disputes. Quote request data for prospects who do not become clients is typically retained for up to 3 years.

Our website may contain links to third-party websites such as insurance carrier portals, payment processors (ePayPolicy), or professional associations. This Privacy Policy does not apply to those external sites. We encourage you to review the privacy policies of any third-party sites you visit.

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. When we make material changes, we will update the "Last Updated" date at the top of this page. We encourage you to review this policy periodically.

If you have questions, concerns, or requests regarding this Privacy Policy or your personal data, please contact us: