Errors & omissions (E&O) and professional liability insurance for attorneys, CPAs, dentists, tech firms, consultants, architects, real estate professionals, and all other professions across California — from multiple A-rated carriers.
Quick answer: Professional liability (errors & omissions) insurance pays legal defense costs, settlements, and judgments when a client alleges your professional work caused them financial harm — regardless of whether the claim is valid. Most California professionals pay roughly $300 to several thousand dollars per year depending on profession, limits, and claims history. PRIA Brokers (CA License #0G81238) compares quotes from multiple A-rated carriers across every profession we serve.
CA License #0G81238 · 25+ Years Experience · No Obligation · Last Updated October 2026
PRIA Brokers accesses specialty professional liability markets for virtually every licensed and regulated profession in California.
Malpractice and E&O coverage for solo attorneys, boutique firms, and large law practices.
E&O coverage for CPA firms, tax preparers, bookkeepers, and accounting consultants.
Dental malpractice coverage with tail benefits and defense costs outside limits.
Technology E&O for software developers, SaaS companies, IT consultants, and AI firms.
E&O coverage for management consultants, financial advisors, HR consultants, and business coaches.
E&O coverage for real estate agents, brokers, property managers, and appraisers.
Professional liability for architects, civil engineers, structural engineers, and designers.
If your profession isn't listed, PRIA likely has access to a specialty market for your industry.
Going direct to an insurance company means seeing one quote from one carrier. PRIA Brokers accesses multiple A-rated markets and presents you with competitive options — so you can make an informed decision.
Attorney Protective, CPA Protector Plan, Hanover, Arch Insurance, and more — matched to your profession and risk profile.
Many professions have specialty liability programs with better terms than standard market policies. We know which ones and who qualifies.
Fill out one form. We handle the market outreach and come back with competing quotes for you to compare.
PRIA Brokers serves licensed professionals and professional services firms throughout California — from the Bay Area and Sacramento Valley to Los Angeles, Orange County, San Diego, and the Central Valley. Whether you're a solo practitioner or a multi-location professional firm, we have access to the markets that fit your needs.
Deeper dives on coverage choices, costs, and what claims actually involve.
The core case for E&O across professions — and what GL never covers.
Read articleRetroactive dates, exclusions, and tail policies explained for any professional.
Read articleEmployment claims exposure for growing teams — the companion coverage to E&O.
Read articleAny profession. Any firm size. One form — multiple A-rated carriers — no obligation.
CA License #0G81238 · Professional Resource Insurance Agency, LLC
Quick answers from our brokers. Anything else, we're a phone call away.
Professional liability insurance — also called errors & omissions (E&O) or malpractice insurance — covers claims alleging financial harm from your professional services or advice. Any professional who provides specialized services, advice, or expertise to clients needs it: attorneys, CPAs, doctors, dentists, engineers, architects, consultants, tech firms, real estate professionals, and many others.
Requirements vary by profession. Some California licensing boards mandate coverage. Many industries require it contractually — enterprise clients, government agencies, and institutional buyers typically require proof of coverage before engaging.
PRIA is an independent broker — we represent you, not any single carrier. We submit your information to multiple A-rated carriers simultaneously and present you with competitive quotes. Going direct to a single carrier means you only see one price and one set of terms. PRIA shows you the market.
The right limits depend on your profession, client contracts, the financial stakes of your services, and any regulatory minimums. Many professionals start with $1M per claim / $1M aggregate. Higher-risk professions or those serving large institutional clients often need $2M, $3M, or higher.
Yes. Prior claims don't automatically disqualify you from coverage — they affect pricing and sometimes carrier choice. PRIA works with markets that understand how to evaluate and price firms with claims history.