Business Owners Package
Quick Quote
Property, liability, and crime coverage in one package policy. Fill out the form below and we'll get you competitive quotes from top A-rated carriers — usually within one business day.
Business Owners Package — Quick Quote
Step 1 of 4What this form covers
This form gets you a Business Owners Package (BOP) quote — the policy that bundles commercial property, general liability, and crime coverage into one package, typically at a lower premium than buying each separately. It's built for small and mid-size companies: offices, retail, contractors' shops, studios, clinics, and similar low-to-moderate-risk operations.
The four steps mirror the underwriting questionnaire carriers actually review: your business profile and contact details, the building and space you occupy, the protection features (sprinklers, alarms, construction type), and your revenue, payroll, and coverage preferences. Answering accurately up front means faster, more accurate quotes — carriers price BOPs heavily on building age, construction, and protection class.
What a BOP includes
Property
Your building (if owned), contents, equipment, and valuable papers
Liability
Bodily injury and property damage claims arising at your premises
Crime
Employee dishonesty and theft coverage built into the package
Need coverage beyond the package — workers' comp, commercial auto, cyber, or professional liability? Check the boxes at the end of the form and we'll quote those alongside the BOP.
Why compare a BOP with a broker
BOP pricing varies meaningfully between carriers for the identical building — underwriting credit for sprinklers, central-station alarms, updated systems, and masonry construction can swing the premium substantially. As an independent broker, PRIA submits your profile to multiple A-rated carriers and shows you the prices side by side, at no cost and no obligation.
For the broader menu — workers' comp, EPLI, cyber, D&O — visit our business insurance overview.
What happens after you submit
A licensed California broker reviews your submission, compares A-rated carriers' BOP rates for your building profile, and follows up with competitive options — usually within one business day.
Prefer to talk it through? Call (888) 998-7742. CA License #0G81238.