Accountants Professional Liability
Quick Quote
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Accountants Professional Liability — Quick Quote
Page 1 of 4We will shop coverage from our A rated Insurance Carriers and offer you the best rates available in today's market!
What Is Accountants Professional Liability Insurance?
Accountants professional liability insurance — also called CPAs E&O (errors & omissions) insurance — protects accounting firms and individual CPAs against claims of negligence, mistakes, or failure to deliver professional services. A single miscalculated return, missed filing deadline, or flawed audit opinion can expose your firm to costly litigation, even if you did nothing wrong. Defense costs alone can reach tens of thousands of dollars.
PRIA Brokers is an independent broker, which means we work for you — not the insurance company. We compare quotes from multiple A-rated carriers, including the CPA Protector Plan, to find the right limits, deductible, and premium for firms of every size, from solo practitioners to multi-partner practices.
What Does CPA E&O Insurance Cover?
- Professional negligence claims — alleged errors in tax preparation, bookkeeping, audits, reviews, and compilations
- Defense costs — attorney fees, court costs, and expert witness expenses, even for groundless claims
- Missed deadlines — filing and extension mistakes that result in client penalties
- Prior acts coverage — protection for work performed before your policy start date
- Claims from former clients — disputes that surface after an engagement ends
Why Get a Quote Through PRIA Brokers?
With 25+ years of experience insuring California professionals, we know what underwriters look for and how to present your firm accurately. One short form gets your information in front of several carriers at once — most firms see competitive quotes within one business day.
Questions first? Call us at (888) 998-7742and speak with a licensed broker. We're happy to review your current policy, discuss coverage gaps, or walk through the application before you commit to anything.
Frequently Asked Questions
How much does accountants E&O insurance cost?
Premiums depend on firm size, services offered, gross receipts, claims history, and coverage limits. Many small California firms pay between a few hundred and a few thousand dollars per year. Your quote will show exact pricing from each carrier.
Do solo CPAs and enrolled agents need this coverage?
Yes — solo practitioners face the same claim exposure as large firms, without partners to share defense costs. Many clients and lenders also require proof of coverage before engaging a firm.
Does my general liability policy cover professional mistakes?
No. General liability covers bodily injury and property damage — not financial losses caused by professional services errors. CPA professional liability is a separate, claims-made policy designed specifically for that exposure.
What information do I need to complete the quote form?
Basic firm details, your areas of practice, number of professionals, gross receipts, claims history, and current policy information if you have existing coverage. The four-step form takes about 10 minutes.
Coverage descriptions are general summaries for informational purposes only. All coverage is subject to the terms, conditions, exclusions, and limitations of the actual policy issued. Availability and eligibility are determined by carrier underwriting. PRIA Brokers is an independent insurance agency — CA License #0G81238.