Private Investigator E&O Insurance
Quick Quote
Three short steps, then a licensed broker compares A-rated carriers for your investigative work and limits.
Comparing Attorney Protective (a Berkshire Hathaway solution), CNA, QBE, Zurich, Hartford, and more
Private Investigator E&O — Quick Quote
Page 1 of 3What this form covers
This one form collects what underwriters need to price private investigator errors and omissions coverage: your contact details, your business type (solo investigator, agency, process server, or background screening company), the case types you actually handle, the states you are licensed in, and your current coverage and desired limits.
Agencies with multiple investigators can request a firm policy on a single submission. We will structure limits around your headcount, case mix, and any client contract minimums.
Why limits and case mix drive the price
Professional liability pricing for investigators tracks the work, not just revenue. Surveillance and locates carry a different claim profile than background screening, which sits closer to consumer reporting obligations under the FCRA. Some states set a minimum professional liability limit for licensure, and client contracts in insurance and corporate work often require more than the state floor.
Premium indications are subject to underwriting review and are not a quote or a binder. Requesting options costs nothing and carries no obligation.
What happens after you submit
A licensed broker reviews your submission, compares carriers that write investigative risks, and follows up with options. For background on coverage triggers, privacy claims, and limit selection, read our guide to private investigator insurance or the private investigator insurance program overview.
Prefer to talk it through? Call (888) 998-7742. CA License #0G81238.