Employment Practices Liability
Insurance Quick Quote
Three short steps on headcount, payroll, and the states where your people work, then a licensed broker compares carriers that write EPLI.
Comparing Attorney Protective (a Berkshire Hathaway solution), CNA, QBE, Zurich, Hartford, and more
EPLI — Quick Quote
Page 1 of 3What this form covers
Employment practices liability responds to claims brought by employees and applicants: wrongful termination, discrimination, harassment, retaliation, and failure to promote or hire. This form collects what carriers need to price it — your industry, headcount, annual payroll, years in business, and any other states where you have employees.
The coverage section asks about your current policy, the limits you want, the employment practices you already have documented, and any charges or claims in the past five years. A claim history does not disqualify you, but it changes which markets we approach.
Why EPLI is priced on headcount and practices
Frequency scales with the number of employment relationships, so payroll and headcount drive the rate. Severity scales with the states involved: a handbook and a documented termination process reduce exposure, and carriers ask whether both exist before they quote.
Premium indications are subject to underwriting review and are not a quote or a binder. Requesting options costs nothing and carries no obligation.
What happens after you submit
A licensed broker reviews your submission, compares carriers that write employment practices liability for your industry and headcount, and follows up with options. For background on claim triggers and limit selection, read our guide to EPLI coverage or the employment practices liability program overview.
Prefer to talk it through? Call (888) 998-7742. CA License #0G81238.